I have State Farm as well, but I've been meaning to talk with them about the replacement value of my VW. About 2 years ago somebody rearended me and even though the damage was light, I had fight the other persons insurance company to not declare the car totaled because the repairs were near the total value of the car.
How much do I get if my car is missing one day or totaled
, blue book value? What is that on an upgraded car like most of us have?